There’s no doubt that Tucson is an amazing city to live in. Between the towering Catalinas and the unique vibe of the people here, there’s just something really special about this place. In addition, the cost of housing and the availability of a variety of different places to live make our little oasis in the desert one of the top places to settle down in, whether you rent or own.
However, many area renters fail to get appropriate insurance coverage when moving into an apartment, townhome, house, or other dwelling. This is a big mistake that sadly isn’t realized until it is often too late.
Here are four reasons why having renters insurance is crucial in Southern Arizona.
#1: Personal Property Coverage
Imagine walking into your home and discovering you’ve been burglarized or there’s been a fire. What would you do? Your landlord is not responsible for your personal belongings, so how would you replace them? This is where having a renters insurance policy is important, as it enables you to replace stolen or damaged items without having to pay out of pocket.
#2: Liability Coverage
Another important reason to consider renters coverage is that it covers you against liability claims. This means that if a visitor to your home is bitten by your dog, falls, or is otherwise injured, your policy will pay their medical claims. In addition, most legal fees associated with such a claim are sometimes covered, helping protect you even further.
#3: Temporary Housing
Another thing renters insurance provides in the event of a catastrophe is temporary housing. This means that if your home or apartment is damaged, your insurance policy will provide a place to stay while your landlord repairs the dwelling.
#4: Peace of Mind
The biggest reason to purchase a renters policy is peace of mind. Knowing you have the right coverage in place will help you rest assured that you’ll be taken care of in the event of an unexpected event.
To learn more about this policy type or to receive a no-obligation quote, please contact our team at Shaner Insurance Group, Inc.