Many homeowners enjoy having a garage sale, as they get to spend the day meeting people and making money. Occasionally, however, a garage sale could end in tragedy. Once in awhile, people get hurt at garage sales. If someone is injured at your garage sale, you will need liability coverage to provide you with financial protection from any possible lawsuit.
You Might Be Held Responsible
Injuries aren’t common at garage sales, but accidents do happen. People at your sale might trip and hit their head, or children might get ahold of a knife when no one’s watching them. If something happens, you could be held responsible, and you might be forced to pay for any medical care that results from the injury.
Liability Coverage Might Protect You
Personal liability coverage, which you can purchase through a homeowners insurance policy, might protect you if you’re held responsible for an accident. Whether an incident was covered by your insurer would depend on your policy’s terms and conditions, and the specifics of the accident. In general, liability coverage in homeowners insurance policies is designed to protect homeowners from some or most liability lawsuits.
If you aren’t sure whether you have liability coverage, and you live in Tucson, AZ, contact us at Shaner Insurance Group, Inc. We’d be happy to help you review your coverage. If we find that you don’t have adequate protection, we can also help you find homeowners insurance that will give you coverage.
To get in touch with us, send us a message online. Just be sure to contact us before you have your garage sale. If you wait until there is an accident, we won’t be able to help you find liability protection.