Taking care of a car is complex and at times requires the assistance of a professional. Even if you’re a do-it-yourselfer, once in awhile you’ll need the input of a mechanic to solve a complex mechanical issue. Similarly, when it comes to insurance, you should seek the help of a licensed agent when you have complex questions about coverage. At Shaner Insurance Group, Inc., we aren’t mechanical experts but our Arizona-licensed agents are knowledgeable when it comes to auto insurance.
Ask Your Mechanic About Maintenance
There are two main resources you should go to for help with auto maintenance: your car’s owner’s manual and your mechanic. The owner’s manual will outline a maintenance schedule which will likely divide services into required and recommended services. Should you have any questions about services, your mechanic will be able to help you determine what to have done and when to have the service performed.
For instance, your mechanic can help you with the following:
determining which service schedule to follow if there are multiple schedules
deciding whether you should have a recommended service done
checking for issues not mentioned in your owner’s manual
Ask Your Agent About Insurance
Your auto insurance agent should be equally helpful, although their area of expertise is in insurance, not maintenance. Two specific items to discuss with your insurance agent are the state’s minimum coverages and any additional coverages you may want. Every driver in Arizona is required to maintain the state’s minimum levels of auto insurance, but these coverages often don’t provide enough protection. Your agent can help you decide what other coverages to look for in a policy.
Our independent insurance agents know a lot about auto insurance. If you live in Tucson, AZ and would like them to help you with your coverages, contact us through our website.