So your friend has come and asked if they can use your vehicle. If you are thinking about it, make sure to consider a few different driving specifics. No matter what part of Tucson you live in or where they need to use your car, it is essential to ask a few questions to determine if your friend is able to use your car, or if you should allowed them to use your car. At Shaner Insurance Group Inc. we want to keep you and your vehicle protected, so make sure to follow through with these important steps.
Are They Licensed to Drive
First of all, is your friend licensed to drive? This is the first and most important question to ask. If they are not legally allowed to drive, they should not drive your vehicle at all. Should they drive your vehicle and injure someone, you will likely be charged right along with them.
What is Their Driving Record
Right behind having a license, you need to look in to find out what their driving record is. Maybe they still have their license but have a history with fender benders. If you have any concern about the safety of your vehicle, it is best to avoid lending out your vehicle.
Look Towards Your Insurance
So you have screened your friend and believe everything is alright with them using your car. Now you just need to determine if your insurance would protect your vehicle should they use it. It is your insurance that covers the vehicle, not your friend, so having insurance on the vehicle, making sure it is up to date and looking into whether or not other drivers are protected under the insurance is necessary before lending it out.