Why every motorcycle rider should purchase more coverage

While Tucson has great weather, and could be considered an ideal place to ride a motorcycle, the injuries are sustained as a result of being involved in a motorcycle accident, on average, are more severe when compared those resulting from car accidents. According to a study done by the federal government in 2010, it was estimated that the number of fatalities caused by motorcycle crashes were about thirty times the number of fatalities caused by car crashes, when compared proportionately by the number of miles driven by both.

Head Injuries and the Helmet Laws in Tucson Arizona

A good majority of motorcycle fatalities are due to the head injuries suffered by riders and passengers upon collision. Many of these head injuries can be mitigated with the use of a motorcycle helmet, however Tucson does not require helmet use. Tucson follows a legal concept called “partial law” in which only riders that are 20 years of age and younger are required to wear motorcycle helmets by law.

Contact an experienced motorcycle insurance agent

Motorcycle riders should purchase more motorcycle insurance because it is generally riskier to drive a motorcycle than to travel by nearly any other common form of transportation. Studies have shown that motor cycle riders are more likely to get injured, and depending on the injury, standard coverage may not be enough. Trying to figure out how much motorcycle insurance coverage you may need can be a complicated task, however, a knowledgeable motorcycle insurance agent can help you by asking the right questions such as:

• What type of motorcycle due you own?
• What is your primary purpose for riding?
• Do you wear a helmet when you ride your motorcycle?
• What is your current economic status?

It is important that you speak with a knowledgeable Shaner Insurance Group, Inc. insurance agent serving Tucson, Arizona to help you decide how much coverage you may need.