How to Tell if Your Car Qualifies for Classic Car Insurance

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Did you know that there’s a special type of insurance made just for classic cars? It’s designed to help cover for costs in case the insurer’s classic beauty ever gets damaged in situations like a storm or an accident. While car enthusiasts don’t like to think about anything happening to their prized possessions, classic car insurance is a good investment to have on hand just in case. 

But wait…how do you know if your vehicle qualifies as a classic car? Don’t worry – at Shaner Insurance Group Inc. in Tucson, AZ, we’ll give you the scoop below.

Classic Car Insurance Qualifications

In order for a vehicle to be qualified for a classic car insurance policy, it must be ten years old or more. If the car is 25 years old or more, it is considered as an antique. The car, of course, should be well taken care of and kept in good condition. It should also be driven for limited times on certain occasions like car shows, exhibitions, and parades.

Similar to regular auto insurance, you can have different coverages in your classic car insurance policy in case of certain events. Collision, dismemberment, liability, no fault,  and loss of earnings are some example she that may apply. Check with an insurance agent such as Shaner Insurance Group to see what is available in your state. 

Does Your Car Qualify?

Still not sure whether classic car insurance applies to your situation? Call us at Shaner Insurance Group Inc. anytime. Our friendly staff in Tucson, AZ is ready to help you protect your passion! No one wants to see their beloved classic car damaged, but in case it ever does, we can help you prepare for it so you can have peace of mind.

What you gain by having Rv insurance from Tucson, AZ, Shaner Insurance Group Inc.

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Choosing the right insurance policy for your Rv can be a bit challenging and thus, you need to put a lot of things into consideration. It is always good that you understand the use of your vehicle to know the insurance cover you need, given that every individual has different needs and desires.

Having Rv insurance from Tucson, AZ, Shaner Insurance Group Inc. provides you with the peace of mind you need when on a vacation or a journey. We make sure you get the best services whenever and wherever you are.

Here is a list of some of the benefits you stand to gain by having Rv insurance from us

  • Full cover on the items in the Rv

When on vacation, your recreational vehicle is converted to be your home. Therefore, all your belongings are always in it and case of any loss or damage either due to theft or any natural disaster; your RV is protected together with all your belongings

  • Damages caused by the long travel

Due to its ability to cover many miles during summer, the Rv needs proper maintenance care. The tire may get worn out during your journey and thus the need to change it. In such a situation, we cover all the expenses required to service it or repair it as a result if you are traveling long distances.

  • Freedom from paying legal charges

As long as you have Rv insurance from Shaner insurance group, you need not worry about any legal charges you may have to incur as a result of using your vehicle. Also, you are free from any financial loss you may incur as a result of being sued

  • Insurance even on campsite

There are times when you may not be on the road. Even at this times, you need to protect your RV from any unforeseen risks. With this cover, you can relax and not worry about any unexpected financial losses you may have to encounter when your RV is on the campsite.

Visit or call us today to get more information on the best insurance coverage options for your recreational vehicle.

 

Who Can I Have Life Insurance On?

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Life insurance can be confusing, especially knowing who you can take a policy out on and who you cannot. There are a wide range of rules when it comes to taking out a policy on someone and knowing where you stand is important. For those in the Tucson, AZ area, the agents with Shaner Insurance Group Inc. can help you answer all your questions.

You can take an insurance policy out on your children that are under the age of 18 without having to worry about consent since you are their legal guardian. You cannot take a policy out on someone that is over the age of 18 without their consent unless you are their legal guardian. This means that if you are the guardian of someone that is over the age of 18 and they cannot make legal decisions for themselves, you can take a policy out on them.

In general, you need to make sure that anyone you take a life insurance policy on is aware of it and that they consent and sign all the necessary paperwork to make the contract legal and binding. It is important that if you want a policy to pay out that you take the time to get the necessary documentation and paperwork so that the claim will not be denied and so that it will pay out.

It is always best to make sure you have the necessary paperwork so that claims will not be rejected. If you live in or around the Tucson, AZ area and have questions about who you can take a policy out on, contact the agents with Shaner Insurance Group Inc. to find out more. Life insurance does not have to be difficult if you have the right agency on your side.